https://plus.google.com/+ChukwudumaluDonald/posts/FtSqSdZyA2c

FRAUD TAKING A TOLL ON APPLE-PAY

Paying in stores or within apps has never been easier. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now payments happen with a single touch.

Apple Pay will change how you make purchases with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone, Apple Watch, or iPad to pay in a simple, secure, and private way.

This was the vision for Apple pay but it is now being uncovered that people who lost are beginning to loose money because their credit cards is being used to pay for items.

That's awful, 

Please be adviced to be very careful with your credit card so you don't fall a victim.<a href="http://www.konga.com/catalogsearch/result/?cat=0&q=ip6&utm_source=affiliates&utm_medium=web&utm_term=iphone-6l&utm_content=29_09_2014&utm_campaign=iphone-6&amp;k_id=CHIDUMALU&amp;k_bid=67b52147" rel="nofollow" target="_top"><img src="http://konga.postaffiliatepro.com/accounts/default1/banners/67b52147.jpg" alt="" title="" width="160" height="600" /></a><img style="border:0" src="http://konga.postaffiliatepro.com/scripts/imp.php?k_id=CHIDUMALU&amp;k_bid=67b52147" width="1" height="1" alt="" />

LONG QUEUES IN NIGERIA TODAY

After a few week that the reduction of pump price of fuel took effect in Nigeria, We are beginning to experience scarcity of fuel resulting to very long queues on a lot of filling stations. In Abuja where I reside a lot of filling stations either do not have to sale or that there exist very long queues making it difficult for people to get the product.

Experts have said that this situation arose because of the drastic devaluation of the naira, The continued pressures from falling crude oil prices at the international market since July last year had forced the devaluation of the Naira in November 2014 from N155 to N168 to the dollar,

On February 19, 2015, the Naira was further devalued to N199 following CBN’s closure of the official foreign exchange auction windows and redirecting of all demands for FOREX to the interbank market through the Deposit Money Banks.

The devaluation of the Naira resulted in a $31 price differential added to the total cost of importation of the product and subsidy by government.

The NNPC has declared that there is no need for people to panic as it has pushed out 688 million liters of petrol to serve the nation.

Fellow Nigerians and patriots lets help build this nation and not make things difficult for any one. I am hopeful that within 72hrs there will be a drastic change to this menace.

GOD BLESS NIGERIA…

Donald.

BE MY VAL - THE REAL STORY AND HISTORY

BE MY VAL - THE REAL STORY AND HISTORY

Flowers, candy, red hearts and romance. That's what Valentine's day is all about, right? Well, maybe not.

The origin of this holiday for the expression of love really isn't romantic at all -- at least not in the traditional sense. Father Frank O'Gara of Whitefriars Street Church in Dublin, Ireland, tells the real story of the man behind the holiday -- St. Valentine.

"He was a Roman Priest at a time when there was an emperor called Claudias who persecuted the church at that particular time," Father O'Gara explains. " He also had an edict that prohibited the marriage of young people. This was based on the hypothesis that unmarried soldiers fought better than married soldiers because married soldiers might be afraid of what might happen to them or their wives or families if they died."

"I think we must bear in mind that it was a very permissive society in which Valentine lived," says Father O'Gara. "Polygamy would have been much more popular than just one woman and one man living together. And yet some of them seemed to be attracted to Christian faith. But obviously the church thought that marriage was very sacred between one man and one woman for their life and that it was to be encouraged. And so it immediately presented the problem to the Christian church of what to do about this."

"The idea of encouraging them to marry within the Christian church was what Valentine was about. And he secretly married them because of the edict."

Valentine was eventually caught, imprisoned and tortured for performing marriage ceremonies against command of Emperor Claudius the second. There are legends surrounding Valentine's actions while in prison.

"One of the men who was to judge him in line with the Roman law at the time was a man called Asterius, whose daughter was blind. He was supposed to have prayed with and healed the young girl with such astonishing effect that Asterius himself became Christian as a result."

In the year 269 AD, Valentine was sentenced to a three part execution of a beating, stoning, and finally decapitation all because of his stand for Christian marriage. The story goes that the last words he wrote were in a note to Asterius' daughter. He inspired today's romantic missives by signing it, "from your Valentine."

"What Valentine means to me as a priest," explains Father O'Gara, "is that there comes a time where you have to lay your life upon the line for what you believe. And with the power of the Holy Spirit we can do that -- even to the point of death."

Valentine's martyrdom has not gone unnoticed by the general public. In fact, Whitefriars Street Church is one of three churches that claim to house the remains of Valentine. Today, many people make the pilgrimage to the church to honor the courage and memory of this Christian saint.

"Valentine has come to be known as the patron saint of lovers. Before you enter into a Christian marriage you want some sense of God in your life -- some great need of God in your life. And we know, particularly in the modern world, many people are meeting God through his Son, Jesus Christ."

"If Valentine were here today, he would say to married couples that there comes a time where you're going to have to suffer. It's not going to be easy to maintain your commitment and your vows in marriage. Don't be surprised if the 'gushing' love that you have for someone changes to something less "gushing" but maybe much more mature. And the question is, is that young person ready for that?"

"So on the day of the marriage they have to take that into context," Father O'Gara says. "Love -- human love and sexuality is wonderful, and blessed by God -- but also the shadow of the cross. That's what Valentine means to me."

By David Kithcart
The 700 Club

STEP BY STEP GUIDE TO PRODUCING LIQUID SOAP

STEP BY STEP GUIDE TO PRODUCING LIQUID SOAP

What is Required

Mixing bowl

Buckets

Hand glove

Wooden spoon

Container

Water

MATERIALS NEEDED FOR 40 LITRES OF LIQUID DETERGENT
Nitrosol/Antisol/C.M.C(Carboxy methyl cellulos )…………….…….2 tin Milk cup (Very Full)
Sulphonic Acid………………………………………………………………………. 2 Litre
Caustic Soda…………………………………………………………….. 2/3 tin milk cup
SodaAsh……………………………………………………………………...1 tin milk cup
Texapon………………………………………….………………………. 11 - 20 teaspoonfuls
Formaline(optional)…………………………………..……6-16 teaspoonfuls (optional)
Perfume(fragrance)……………………………………………….. As desired
SLS( Sodium Laurate Sulphate)……………………………..…… 11-20 teaspoonfuls
Sodium Tripoyphosphate(S.T.P.P)..............................................11-20 teaspoonfuls
Colorant……………………………………………………….. As desired
Water…………………………………………………………… 35litres


METHOD OF PREPARATION

v  Dissolve the caustic soda with 2 litres of water and all to stay for 30minutes to 1hr or over night.

v  Dissolve soda ash in 2 litre of water and allow to stay for 30min/hr or over night.

v  Get your sulphonic acid, pour inside an empty bowl, add your perfume(fragrance) to it and the texapon, then add like 10litres of water and stir very well for about 5-10minutes

v  Dissolve the SLS with 5 tin milk cup of water

v  Dissolve the STPP with 5 tin milk cups of water also

v  Get the Nitrosol but if is C.M.C you are using, make sure it is dissolved 2 days to the preparation of the soap with 10litres of water. If you are using Nitrosol, It is used instantly(as in, no need soaking it down)

PREPARATION

·                     Get the Nitrosol that has been dissolved in water or the c.mc, that has been dissolved for 2 days to the preparation of the soap.

·                     Add the dissolved Sulphonic acid, texapon and perfume to either Nitrosol or C.M.C depending on the one you are using and stir very well

·                     Add already dissolved Caustic soda and stir very well.

·                     Add the already dissolved soda ash and stir properly

·                     Add formalin to the content and stir properly.

·                     Add the dissolved S.T.P.P and Stir

·                     Add the dissolved SLS to the Content

·                     Dissolve you colorant in water and ensure that the colorant is completely dissolved, then add it to the solution and stir thoroughly

·                     Add some quantity of water to the mixture, depending on the thickness of the mixture. Leave the mixture for some hours or preferably till the following day and then package for use.

Price of the Materials
Sulphonic Acid 2litres……………………………………………………………………..N1000
Nitrosol 1/4kg…………………………………………………………………………………..N600
S.L.S 1/8kg………………………………………………………………………………………..N200
Caustic Soda 1/2kg…………………………………………………………………………....N50
Soda Ash 1/2kg………………………………………………………………………………..N100
Texapon 1/8kg………………………………………………………………………………….N200
STTP 1/4kg………………………………………………………………………………………..N100
Perfume…………………………………………………………………………………………..N200
Colour………………………………………………………………………………………………..N50
Formaline 1/4 kg………………………………………………………………………………N120

If you want to produce 20litres. Just divide the materials by two and follow that process.

GOODLUCK.

ANGER

Anger is a completely normal, usually healthy, human emotion. But when it gets out of control and turns destructive, it can lead to problems—problems at work, in your personal relationships, and in the overall quality of your life. And it can make you feel as though you're at the mercy of an unpredictable and powerful emotion. This brochure is meant to help you understand and control anger.

What is Anger?

The Nature of Anger

Anger is "an emotional state that varies in intensity from mild irritation to intense fury and rage," according to Charles Spielberger, PhD, a psychologist who specializes in the study of anger. Like other emotions, it is accompanied by physiological and biological changes; when you get angry, your heart rate and blood pressure go up, as do the levels of your energy hormones, adrenaline, and noradrenaline.

Anger can be caused by both external and internal events. You could be angry at a specific person (Such as a coworker or supervisor) or event (a traffic jam, a canceled flight), or your anger could be caused by worrying or brooding about your personal problems. Memories of traumatic or enraging events can also trigger angry feelings.

Expressing Anger

The instinctive, natural way to express anger is to respond aggressively. Anger is a natural, adaptive response to threats; it inspires powerful, often aggressive, feelings and behaviors, which allow us to fight and to defend ourselves when we are attacked. A certain amount of anger, therefore, is necessary to our survival.

On the other hand, we can't physically lash out at every person or object that irritates or annoys us; laws, social norms, and common sense place limits on how far our anger can take us.

People use a variety of both conscious and unconscious processes to deal with their angry feelings. The three main approaches are expressing, suppressing, and calming. Expressing your angry feelings in an assertive—not aggressive—manner is the healthiest way to express anger. To do this, you have to learn how to make clear what your needs are, and how to get them met, without hurting others. Being assertive doesn't mean being pushy or demanding; it means being respectful of yourself and others.

Anger can be suppressed, and then converted or redirected. This happens when you hold in your anger, stop thinking about it, and focus on something positive. The aim is to inhibit or suppress your anger and convert it into more constructive behavior. The danger in this type of response is that if it isn't allowed outward expression, your anger can turn inward—on yourself. Anger turned inward may cause hypertension, high blood pressure, or depression.

Unexpressed anger can create other problems. It can lead to pathological expressions of anger, such as passive-aggressive behavior (getting back at people indirectly, without telling them why, rather than confronting them head-on) or a personality that seems perpetually cynical and hostile. People who are constantly putting others down, criticizing everything, and making cynical comments haven't learned how to constructively express their anger. Not surprisingly, they aren't likely to have many successful relationships.

Finally, you can calm down inside. This means not just controlling your outward behavior, but also controlling your internal responses, taking steps to lower your heart rate, calm yourself down, and let the feelings subside.

As Dr. Spielberger notes, "when none of these three techniques work, that's when someone—or something—is going to get hurt."

Anger Management

The goal of anger management is to reduce both your emotional feelings and the physiological arousal that anger causes. You can't get rid of, or avoid, the things or the people that enrage you, nor can you change them, but you can learn to control your reactions.

Are You Too Angry?

There are psychological tests that measure the intensity of angry feelings, how prone to anger you are, and how well you handle it. But chances are good that if you do have a problem with anger, you already know it. If you find yourself acting in ways that seem out of control and frightening, you might need help finding better ways to deal with this emotion.

Why Are Some People More Angry Than Others?

According to Jerry Deffenbacher, PhD, a psychologist who specializes in anger management, some people really are more "hotheaded" than others are; they get angry more easily and more intensely than the average person does. There are also those who don't show their anger in loud spectacular ways but are chronically irritable and grumpy. Easily angered people don't always curse and throw things; sometimes they withdraw socially, sulk, or get physically ill.

People who are easily angered generally have what some psychologists call a low tolerance for frustration, meaning simply that they feel that they should not have to be subjected to frustration, inconvenience, or annoyance. They can't take things in stride, and they're particularly infuriated if the situation seems somehow unjust: for example, being corrected for a minor mistake.

What makes these people this way? A number of things. One cause may be genetic or physiological: There is evidence that some children are born irritable, touchy, and easily angered, and that these signs are present from a very early age. Another may be sociocultural. Anger is often regarded as negative; we're taught that it's all right to express anxiety, depression, or other emotions but not to express anger. As a result, we don't learn how to handle it or channel it constructively.

Research has also found that family background plays a role. Typically, people who are easily angered come from families that are disruptive, chaotic, and not skilled at emotional communications. 

Is It Good To "Let it All Hang Out?"

Psychologists now say that this is a dangerous myth. Some people use this theory as a license to hurt others. Research has found that "letting it rip" with anger actually escalates anger and aggression and does nothing to help you (or the person you're angry with) resolve the situation.

It's best to find out what it is that triggers your anger, and then to develop strategies to keep those triggers from tipping you over the edge.

Strategies To Keep Anger At Bay

Relaxation

Simple relaxation tools, such as deep breathing and relaxing imagery, can help calm down angry feelings. There are books and courses that can teach you relaxation techniques, and once you learn the techniques, you can call upon them in any situation. If you are involved in a relationship where both partners are hot-tempered, it might be a good idea for both of you to learn these techniques.

Some simple steps you can try:

• Breathe deeply, from your diaphragm; breathing from your chest won't relax you. Picture your breath coming up from your "gut."
• Slowly repeat a calm word or phrase such as "relax," "take it easy." Repeat it to yourself while breathing deeply.
• Use imagery; visualize a relaxing experience, from either your memory or your imagination.
• Nonstrenuous, slow yoga-like exercises can relax your muscles and make you feel much calmer.

Practice these techniques daily. Learn to use them automatically when you're in a tense situation.

Cognitive Restructuring

Simply put, this means changing the way you think. Angry people tend to curse, swear, or speak in highly colorful terms that reflect their inner thoughts. When you're angry, your thinking can get very exaggerated and overly dramatic. Try replacing these thoughts with more rational ones. For instance, instead of telling yourself, "oh, it's awful, it's terrible, everything's ruined," tell yourself, "it's frustrating, and it's understandable that I'm upset about it, but it's not the end of the world and getting angry is not going to fix it anyhow."

Be careful of words like "never" or "always" when talking about yourself or someone else. "This !&*%@ machine never works," or "you're always forgetting things" are not just inaccurate, they also serve to make you feel that your anger is justified and that there's no way to solve the problem. They also alienate and humiliate people who might otherwise be willing to work with you on a solution.

Remind yourself that getting angry is not going to fix anything, that it won't make you feel better (and may actually make you feel worse).

Logic defeats anger, because anger, even when it's justified, can quickly become irrational. So use cold hard logic on yourself. Remind yourself that the world is "not out to get you," you're just experiencing some of the rough spots of daily life. Do this each time you feel anger getting the best of you, and it'll help you get a more balanced perspective. Angry people tend to demand things: fairness, appreciation, agreement, willingness to do things their way. Everyone wants these things, and we are all hurt and disappointed when we don't get them, but angry people demand them, and when their demands aren't met, their disappointment becomes anger. As part of their cognitive restructuring, angry people need to become aware of their demanding nature and translate their expectations into desires. In other words, saying, "I would like" something is healthier than saying, "I demand" or "I must have" something. When you're unable to get what you want, you will experience the normal reactions—frustration, disappointment, hurt—but not anger. Some angry people use this anger as a way to avoid feeling hurt, but that doesn't mean the hurt goes away.

Problem Solving

Sometimes, our anger and frustration are caused by very real and inescapable problems in our lives. Not all anger is misplaced, and often it's a healthy, natural response to these difficulties. There is also a cultural belief that every problem has a solution, and it adds to our frustration to find out that this isn't always the case. The best attitude to bring to such a situation, then, is not to focus on finding the solution, but rather on how you handle and face the problem.

Make a plan, and check your progress along the way. Resolve to give it your best, but also not to punish yourself if an answer doesn't come right away. If you can approach it with your best intentions and efforts and make a serious attempt to face it head-on, you will be less likely to lose patience and fall into all-or-nothing thinking, even if the problem does not get solved right away.

Better Communication

Angry people tend to jump to—and act on—conclusions, and some of those conclusions can be very inaccurate. The first thing to do if you're in a heated discussion is slow down and think through your responses. Don't say the first thing that comes into your head, but slow down and think carefully about what you want to say. At the same time, listen carefully to what the other person is saying and take your time before answering.

Listen, too, to what is underlying the anger. For instance, you like a certain amount of freedom and personal space, and your "significant other" wants more connection and closeness. If he or she starts complaining about your activities, don't retaliate by painting your partner as a jailer, a warden, or an albatross around your neck.

It's natural to get defensive when you're criticized, but don't fight back. Instead, listen to what's underlying the words: the message that this person might feel neglected and unloved. It may take a lot of patient questioning on your part, and it may require some breathing space, but don't let your anger—or a partner's—let a discussion spin out of control. Keeping your cool can keep the situation from becoming a disastrous one.

Using Humor

"Silly humor" can help defuse rage in a number of ways. For one thing, it can help you get a more balanced perspective. When you get angry and call someone a name or refer to them in some imaginative phrase, stop and picture what that word would literally look like. If you're at work and you think of a coworker as a "dirtbag" or a "single-cell life form," for example, picture a large bag full of dirt (or an amoeba) sitting at your colleague's desk, talking on the phone, going to meetings. Do this whenever a name comes into your head about another person. If you can, draw a picture of what the actual thing might look like. This will take a lot of the edge off your fury; and humor can always be relied on to help unknot a tense situation.

The underlying message of highly angry people, Dr. Deffenbacher says, is "things oughta go my way!" Angry people tend to feel that they are morally right, that any blocking or changing of their plans is an unbearable indignity and that they should NOT have to suffer this way. Maybe other people do, but not them!

When you feel that urge, he suggests, picture yourself as a god or goddess, a supreme ruler, who owns the streets and stores and office space, striding alone and having your way in all situations while others defer to you. The more detail you can get into your imaginary scenes, the more chances you have to realize that maybe you are being unreasonable; you'll also realize how unimportant the things you're angry about really are. There are two cautions in using humor. First, don't try to just "laugh off" your problems; rather, use humor to help yourself face them more constructively. Second, don't give in to harsh, sarcastic humor; that's just another form of unhealthy anger expression.

What these techniques have in common is a refusal to take yourself too seriously. Anger is a serious emotion, but it's often accompanied by ideas that, if examined, can make you laugh.

Changing Your Environment

Sometimes it's our immediate surroundings that give us cause for irritation and fury. Problems and responsibilities can weigh on you and make you feel angry at the "trap" you seem to have fallen into and all the people and things that form that trap.

Give yourself a break. Make sure you have some "personal time" scheduled for times of the day that you know are particularly stressful. One example is the working mother who has a standing rule that when she comes home from work, for the first 15 minutes "nobody talks to Mom unless the house is on fire." After this brief quiet time, she feels better prepared to handle demands from her kids without blowing up at them.

Some Other Tips for Easing Up on Yourself

Timing: If you and your spouse tend to fight when you discuss things at night—perhaps you're tired, or distracted, or maybe it's just habit—try changing the times when you talk about important matters so these talks don't turn into arguments.

Avoidance: If your child's chaotic room makes you furious every time you walk by it, shut the door. Don't make yourself look at what infuriates you. Don't say, "well, my child should clean up the room so I won't have to be angry!" That's not the point. The point is to keep yourself calm.

Finding alternatives: If your daily commute through traffic leaves you in a state of rage and frustration, give yourself a project—learn or map out a different route, one that's less congested or more scenic. Or find another alternative, such as a bus or commuter train.

Do You Need Counseling?

If you feel that your anger is really out of control, if it is having an impact on your relationships and on important parts of your life, you might consider counseling to learn how to handle it better. A psychologist or other licensed mental health professional can work with you in developing a range of techniques for changing your thinking and your behavior.

When you talk to a prospective therapist, tell her or him that you have problems with anger that you want to work on, and ask about his or her approach to anger management. Make sure this isn't only a course of action designed to "put you in touch with your feelings and express them"—that may be precisely what your problem is. With counseling, psychologists say, a highly angry person can move closer to a middle range of anger in about 8 to 10 weeks, depending on the circumstances and the techniques used.

What About Assertiveness Training?

It's true that angry people need to learn to become assertive (rather than aggressive), but most books and courses on developing assertiveness are aimed at people who don't feel enough anger. These people are more passive and acquiescent than the average person; they tend to let others walk all over them. That isn't something that most angry people do. Still, these books can contain some useful tactics to use in frustrating situations.

Remember, you can't eliminate anger—and it wouldn't be a good idea if you could. In spite of all your efforts, things will happen that will cause you anger; and sometimes it will be justifiable anger. Life will be filled with frustration, pain, loss, and the unpredictable actions of others. You can't change that; but you can change the way you let such events affect you. Controlling your angry responses can keep them from making you even more unhappy in the long run.

TRUST GOD TO HELP YOU...

BECAUSE HE WILL...

IF ONLY YOU ASK!